Loan Rates
Effective September 22, 2025
Save to the Max on Select Loans*!
Reduce your loan rate by meeting either (or both!) of the following criteria:
- Automatic Payroll Deduction – 0.25% discount
- New Member – 0.25% discount – OR –
- GAP or MRC – 0.25% discount
*Applicants are subject to normal credit guidelines. No other loan discounts apply.
**Max discount of 0.50%.
*“Save to the Max” discounts do not apply to Real Estate loans, nor Auto loans on model years 2017 and older.
AUTO LOAN RATES
NEW (2026/2025) less than 7,500 miles
Terms
APR
w/ Max Discount
60 months
5.39%
4.89%
72 months
6.14%
5.64%
84 months
6.89%
6.39%
USED (2024-2019)
Terms
APR
w/ Max Discount
48 months
6.25%
5.75%
60 months
6.75%
6.25%
72 months
7.20%
6.70%
84 months
7.75%
7.25%
ADVANCED USED (2018-2016)
Terms
APR
48 months
8.49%
60 months
8.99%
Boats and RVs
NEW (2026/2025)
Terms
APR
w/ Max Discount
60 months
5.49%
4.99%
72 months
6.49%
5.99%
84 months
7.49%
6.99%
120 months
8.49%
7.99%
144 months
9.25%
8.75%
USED (2024 – 2016)
Terms
APR
w/ Max Discount
60 months
8.50%
8.00%
72 months
9.00%
8.50%
84 months, ($40K Min)
9.50%
9.00%
120 months, ($50K Min)
10.00%
9.50%
*SPECIAL* (2024-2021 models only)
Term
APR
w/ Max Discount
144 months, ($50K Min)
10.75%
10.25%
Titled Miscellaneous Secured Loans (Motorcycles, Trailers, and UTVs)
NEW (2026/2025)
Terms
APR
w/ Max Discount
48 months
7.00%
6.50%
60 months
7.30%
6.80%
72 months
7.70%
7.20%
USED (2024 – 2016)
Terms
APR
w/ Max Discount
48 months
7.50%
7.00%
60 months
7.70%
7.20%
72 months
8.30%
7.80%
Non-Titled Miscellaneous Loans (ATV, Snowmobile, Jetski, etc.)
NEW (2026/2025)
Terms
APR
w/ Max Discount
48 months
7.74%
7.24%
60 months
8.24%
7.74%
72 months
8.74%
8.24%
USED (2024 – 2016)
Terms
APR
w/ Max Discount
48 months
8.74%
8.24%
60 months
9.24%
8.74%
72 months
9.74%
9.24%
Unsecured Loans
Terms
APR
w/ Max Discount
36 months
11.49%
10.99%
60 months
13.00%
12.50%
*Applicants are subject to normal credit guidelines.
Rates are subject to change without notice.