Savings Accounts
Growing your nest egg is easy when you invest at FCEFCU. Your initial deposit of $5 into a savings account qualifies you for membership and grants you access to all its privileges.
As a member-owned financial institution, we return our profits to our members in the form of higher savings rates and fewer fees. Plus, your savings are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.
Savings Rates
Effective Date: 04/26/2026
Checking
(no minimum balances, no fees)
Amount
Rate
APY
All
0.10%
0.10%
Savings
Amount
Rate
APY
Up to $5,000
0.10%
0.10%
$5,001 to $100,000
0.75%
0.75%
Over $100,000
1.00%
1.00%
College Club Accounts
Amount
Rate
APY
Under $500
0.00%
0.00%
$500+
1.25%
1.26%
Share Certificates
Amount
Rate
APY
6 month ($500 Minimum)
1.75%
1.76%
12 month ($500 Minimum)
2.50%
2.53%
18 month ($500 Minimum)
2.75%
2.78%
24 month ($1,000 Minimum)
3.00%
3.04%
36 month ($1,000 Minimum)
3.25%
3.30%
48 month ($1,000 Minimum)
3.50%
3.56%
60 month ($1,000 Minimum)
4.00%
4.07%
All Credit Union accounts insured to $250,000 by the National Credit Union Administration, a U.S. Government agency.
Please contact a member service representative for questions or additional information by calling 651-282-8880 or 1-800-551-1179 or send us an email.